Hargreaves Lansdown Active Savings – Review

    When it comes to saving “Cash is King”. And when it comes to savings accounts you want your hard-earned money working as hard as you’ve worked for it. Enter Hargreaves Lansdown Active Savings… Hargreaves Active Savings allows you to shop around for the best interest rates on your cash by offering you deals …

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The Ultimate Guide to Grow and Protect your Money 2022

With the New Year now officially underway, many people will be looking at how they manage their money with a fresh set of eyes. To help, I have compiled a list of 41 Best Ways to Grow and Protect your Money in 2022.    1. Spend Less than you Earn Without spending less money than …

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The Emergency Fund – Financial Priority No. 1

Have you got an emergency fund? Shockingly, many adults don’t have enough savings to sustain their lifestyle for just four weeks if they lost their job. Suddenly losing their income or having a large unexpected expense could start the chain reaction that leads to financial devastation. Massive debt, bankruptcy and even homelessness are very real possibilities. Scared yet? You should …

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Tracking Expenses: Simple Habit Big Savings

Tracking expenses could be considered a little bit weird – especially if you do it how I do it and carry a money diary in your back pocket. However, it’s one of the best financial habits I’ve adopted. It brought awareness to my spending, and I stopped wasting money on things that weren’t bringing me value. It …

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Personal Finance 101: How To Create A Budget

How to create a budget, step by step. Not being able to stick to a budget is a major reason people get into debt. And once you’re in debt, it’s an uphill struggle to climb out of it, as you work harder and harder to pay back growing loans. Sticking to a budget may not …

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10 Food Shopping Tips That Will Save You Hundreds

Today I’m going to share with you my top 10 shopping tips that will save you hundreds. I always like to get as much bang for my buck when I go for my weekly grocery haul… come to think about it, I do that with everything I buy. But with food being one of my …

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Embracing Frugality (Again)

As I write this, the world is amidst a crisis. COVID 19 has changed life as we know it. Everyone has been affected in some way by the virus. From a monetary viewpoint, the upset is astronomical. The economy has ground to a halt. Businesses have been forced to close their doors, all non-essential work has stopped, …

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10 Budgeting Tips For Easy To Stick To Budgets

When you hear the word budgeting tips, it’s like that feeling when you’re full flow on the dance floor – cutting shapes that would make Michael Jackson proud – and then the lights come on. “What?!?! It can’t be home time already! The party’s just getting started.” But budgeting is not the party killer everyone …

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Pension Or ISA For Early Retirement?

If you’re blazing along the path to financial independence and hellbent on retiring young, should you invest in a Pension or ISA? Traditional retirement advice – which promotes saving around 10% of your salary into a pension–won’t allow you to retire in your 30’s or 40’s. And with pension contributions locked away until you’re 55, …

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Hacking The Big 3 –Slash Your Housing, Travel and Food Costs

When I first got interested in personal finance, I stumbled across a blog called Early Retirement Extreme (ERE). The blogger behind the site, Jacob Lund Fisker, lives on just $7,000 a year! Extreme frugality allowed Jacob to retire at 30 after just five years of saving. Financial independence was something that really appealed to me, so I followed Jacob’s …

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