Roth IRA UK Equivalent?

The UK and the US both offer tax-advantaged investment accounts to encourage people to save for retirement. If you’ve been looking into your options, you may have come across the Individual Retirement Account (IRA). In the US, a Roth IRA allows an individual to save for retirement with tax-free investment growth. While there are various …

Read more

Plum Investment Review

  Use my Plum investment review to show you how you can start saving and investing with no budgeting involved. Looking for ways to make your money work harder and go further? If so, the Plum app can help you set your investment goals and safely put aside money.  Using various saving rules, Plum analyses …

Read more

Pensionbee App Review UK

Here is my comprehensive UK review of the Pensionbee app. Hopefully, this will help you make a well-informed decision on whether it is the right home for your pension. If you have limited knowledge about pensions, I also recommend you read my pensions for dummies article prior to signing up. I can see Pensionbee being …

Read more

Zilch App Review UK

  Today I’m reviewing the “Buy Now Pay Later” app, Zilch. Stick around to the end and you can grab yourself £15 in rewards when you sign up. How does it work? The Zilch app “Buy Now Pay Later” feature allows you to spread the cost of items you buy over 4 payments with 0% …

Read more

Hargreaves Lansdown Active Savings – Review

    When it comes to saving “Cash is King”. And when it comes to savings accounts you want your hard-earned money working as hard as you’ve worked for it. Enter Hargreaves Lansdown Active Savings… Hargreaves Active Savings allows you to shop around for the best interest rates on your cash by offering you deals …

Read more

The Ultimate Guide to Grow and Protect your Money 2022

With the New Year now officially underway, many people will be looking at how they manage their money with a fresh set of eyes. To help, I have compiled a list of 41 Best Ways to Grow and Protect your Money in 2022.    1. Spend Less than you Earn Without spending less money than …

Read more

The Emergency Fund – Financial Priority No. 1

Have you got an emergency fund? Shockingly, many adults don’t have enough savings to sustain their lifestyle for just four weeks if they lost their job. Suddenly losing their income or having a large unexpected expense could start the chain reaction that leads to financial devastation. Massive debt, bankruptcy and even homelessness are very real possibilities. Scared yet? You should …

Read more

Tracking Expenses: Simple Habit Big Savings

Tracking expenses could be considered a little bit weird – especially if you do it how I do it and carry a money diary in your back pocket. However, it’s one of the best financial habits I’ve adopted. It brought awareness to my spending, and I stopped wasting money on things that weren’t bringing me value. It …

Read more

Personal Finance 101: How To Create A Budget

How to create a budget, step by step. Not being able to stick to a budget is a major reason people get into debt. And once you’re in debt, it’s an uphill struggle to climb out of it, as you work harder and harder to pay back growing loans. Sticking to a budget may not …

Read more

10 Food Shopping Tips That Will Save You Hundreds

Today I’m going to share with you my top 10 shopping tips that will save you hundreds. I always like to get as much bang for my buck when I go for my weekly grocery haul… come to think about it, I do that with everything I buy. But with food being one of my …

Read more