Category Archives : My Journey

This section of the website will aim to depict my journey to Financial Freedom.
Any stocks I buy are not recommendations and you will need to do your own research to ensure that they are right for your own personal circumstance.

January Stock Market Purchase – FTSE Brexit Woes

I can’t believe we are still in January! How long has this month been? The month started with capitol riots (how long ago does that seem) and is ending with a riot on Hedge Funds and Wall Street. January 2021 is one of the crazier months I have lived through. On the markets, the FTSE 100 jumped out the blocks in the early parts of the month outpacing rivals. The FTSE100 gained 6.1% to mid January. On the other hand, the DAX (Germany)and the Nikkei 225 (Japan) gained 2.5%, whilst the S&0p 500 (US) gained 1.3%   The FTSE 100 being the best performer is the early parts of the […]

Quarter 4 & Total 2020 Dividend Income

Happy New Year everyone! Like most, I am sure glad 2020 is behind us. It goes without saying that 2020 was a crazy year, from the wild market swings to the economic, healthcare and political shocks. Let’s all hope that 2021 will be a better one.   Whilst 2020 was indeed a bad year on most accounts, we also need to appreciate the good that has come from it. Being brought closer to family, having more free time to pursue hobbies and interests, technological progress and the sheer ingenuity and fighting spirit of human beings. By now, 2020 may seem like old news , but let’s take a look back […]

December Stock Market Purchase – UK Still Cheap Despite Value Rally

November saw the roar of the value rally. Global equities surged with several regional markets recording their best monthly performance ever. It is not often a presidential race gets overshadowed but with the year we’ve had, news on vaccine developments and approvals proved to be the biggest catalysts behind the stock market rally. Strong efficacy data from vaccine manufacturers galvanised hopes that an end to the Covid-19 pandemic could be in sight. Against that, various Western countries ramped up restrictions to slow the spread of the virus. On balance, investors were heartened by the increased prospect of a recovery, boosting the stocks that would benefit most from an economic rebound. […]

G4S Takeover – Another One Bites The Dust

It seems the UK takeover avalanche continues. G4S has finally agreed to a takeover from US rival Allied Universal in a deal worth £3.8bn or 245p per share. With the takeover, G4S now joins a host of other British firms to fall in to the hands of foreign entities. The AA, William Hill, IMI Mobile and RSA Insurance have all been snapped up by overseas rivals recently as suitors take advantage of bombed-out share prices in what has been dubbed ‘pandemic plundering’. Like most shares in British companies, G4S saw its stock price fall in March as a result of the global pandemic and economic lockdowns. But unlike many of […]

November Stock Market Purchase – What Are The Odds

I have decided to do this post way earlier than usual. As most of you know, I normally do my monthly stock purchase programme on the 10th as this is when most of the big platform providers conduct there regular investing/dealing service. As per the norm, I was researching stocks to invest in on the days leading up to the 10th. With the UK markets being in the doldrums there were many attractively priced stocks to choose from.   But on the 9th, news came out that Pfizer had success in trials of for a vaccine. Whilst this is great news from an individual, societal and global standpoint, it is […]

Third Quarter Dividend Income 2020

It’s dividend income update time. One of my favourite times of the year as I get to review my previous three months worth of passive income received from my ISA portfolio. Counting up my dividends does bring a certain kind of joy in these bleak and gloomy times. Given my strategy of wanting to acquire enough passive income to cover my costs and be financially free, it is really the dividend payouts that I care about. Dividends provide the extra bit of sense and stability when everything around doesn’t quite seem to make sense   
My dividends really do provide me with a comfort blanket during times of market turbulence […]

September Stock Purchase – UK Laggards

There must be some value in the UK. Looking at London listed shares, they have performed terribly when compared to other benchmarks. Sure, there is an argument that the London Stock Exchange is full of old economy stocks, but this UK underperformance is not a recent phenomenon. It goes back 4 years all the way to the 2016 brexit vote. Even though Brexit will not affect the vast majority of the FTSE 100 companies in any meaningful way due to their huge international exposure, UK listings have some sort of stigma attached to them. It suggests that ever since the result of the 2016 EU referendum, political risk has deterred […]

£10,000 In Cumulative Dividend Income

I’ve made no secret of my love towards dividend growth investing. For me it is a strategy that just seems to make sense. Dividends to me are tangible. The money I receive every week into my account is real. It is money I can use to spend on rent, pay for a holiday or reinvest in order to get even more dividends. Dividends allow me to make sense of the virtual stock markets. It allows me to look past the vicissitudes of stock prices and instead focus on the underlying business. It gives me the mindset of an owner and allows me to think in terms of what is meaningful […]

August Share Purchase – Bargain Britain

Britain is known for many things but being cheap is not one of them. In fact, it is a rather expensive place to live on many accounts. London consistently ranks amongst the worlds most expensive cities year after year. But one aspect of London is cheap at the moment, the shares listed on its stock exchange. 
Britain is a cheap place to go shopping for stocks. Valuations of British stocks are cheap relative to other foreign markets.   
I am not talking about the market as a whole i.e. the FTSE100. The reason the market taken in aggregate is cheap is because it is full of all ‘old economy’ stocks. […]

Stick To Your Plan

The market has been on a tear since mid-March rallying strongly from the year lows. The FTSE 100 is up 20%. The FTSE 250 is up 35%. The S&P 500 is up 50%. The NASDAQ index is up 80%. This is a good thing or a bad thing, depending on your investment strategy and time horizon. If you’re a value-oriented dividend growth investor, a market on fire can dim the prospects of finding companies at attractive valuations that you can buy into. 
The current market environment is very polarising. There is a clear divide amongst investors. On one side stands the bulls who are of the view that stocks only […]