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No, the Binance Card is not available in the UK. It was never offered here, and Binance closed the card in Europe in December 2023. Today the Binance Card is only issued in a few Latin American countries.
If you want to spend crypto with a card in the UK, two crypto exchanges registered with the FCA offer one: Coinbase and Crypto.com. Below we compare them and explain the costs and risks of crypto cards.
Is the Binance Card available in the UK?
No. Binance is not authorised or registered with the Financial Conduct Authority (FCA) and has not accepted new UK customers since October 2023. Its card was never available in the UK.
In Europe, Binance stopped taking new card applications in July 2023 and closed its Visa card in the European Economic Area on 20 December 2023. Since then, the Binance Card has only been offered in Latin America, where it relaunched as a Mastercard in Argentina and, from October 2025, in Brazil.
Will the Binance Card come to the UK?
Not in the near future. The UK is introducing a full licensing regime for crypto firms: the FCA opened applications on 30 September 2026, and from 25 October 2027 firms that run a crypto exchange for UK customers will need FCA authorisation. Binance would first need to be authorised to serve UK customers before it could offer a card here, and it has not announced any UK card plans.
Binance Card alternatives in the UK
| Card | Cost | Rewards | Free ATM withdrawals |
| Coinbase Card | £0 | Crypto rewards (rates not published for the UK) | No Coinbase ATM fee |
| Crypto.com Visa Card | £0 (Midnight Blue) to £24.99 a month, or a CRO lock-up | 0% to 4.5% on everyday spending, paid in CRO | £180 to £900 a month, by tier |
Sources: Coinbase and Crypto.com, October 2026.
Coinbase Card: best for simplicity
The Coinbase Card is a Visa debit card available to all Coinbase customers who live in the UK. When you pay, Coinbase converts the crypto you choose into pounds automatically.
There is no fee to spend pounds and no Coinbase trading fee when you spend crypto, but a spread applies to the conversion. Coinbase charges no ATM fee, although the ATM operator may charge its own. There is no credit check and no need to stake or lock up any crypto. The card is issued by Paysafe Financial Services Limited, authorised by the FCA as an electronic money institution (FRN 900015).
Coinbase says the card earns crypto rewards on purchases, but its UK page doesn’t publish the rates. Check them in the app before you apply.
Crypto.com Visa Card: best for rewards
The Crypto.com Visa Card is a prepaid card with five tiers. The free Midnight Blue card pays no rewards on everyday spending. Higher tiers pay rewards in CRO, Crypto.com’s own token, and require a monthly subscription or locking up CRO for 12 months:
| Tier | Requirement | Everyday rewards |
| Midnight Blue | Free | 0% |
| Ruby Steel | £3.99 a month, or £400 of CRO locked | 1.5%, up to $750 of spending a month |
| Jade Green / Royal Indigo | £24.99 a month, or £4,000 of CRO locked | 2.5%, up to $1,500 a month |
| Icy White / Rose Gold | £40,000 of CRO locked | 3.5%, up to $3,000 a month |
| Obsidian | £400,000 of CRO locked | 4.5%, up to $5,000 a month |
Source: Crypto.com UK cards, October 2026. Some merchant categories are excluded from rewards.
The rewards look generous, but they come with two catches. Locked CRO can fall in value during the 12 months, and rewards paid in CRO can too. For most people, the £3.99 a month Ruby Steel card only pays off if you spend more than about £270 a month at 1.5%.
The card is issued by ForisGFS UK Limited, an electronic money institution authorised by the FCA (FRN 988571). It is not covered by the Financial Services Compensation Scheme (FSCS).
What is a crypto card?
A crypto card works like a normal debit or prepaid card. You pay in shops and online wherever Visa or Mastercard is accepted, and the provider sells your crypto for pounds at the moment you pay, or you top up the card in advance.
The two main advantages are that you can spend crypto without first selling it and withdrawing the money, and that some cards pay rewards in crypto. The drawbacks matter as much:
- Volatility: the value of your crypto, and of any rewards, can fall quickly.
- Spreads and conversion costs: each payment involves selling crypto, which has a cost even when there is no stated fee.
- Tax: in the UK, spending crypto counts as disposing of it, so each payment can create a gain for Capital Gains Tax. Keep a record of every transaction.
- No protection: cryptoassets are not covered by the FSCS.
Tax treatment depends on your individual circumstances and may change.
Conclusion
The Binance Card is not available in the UK, and since Binance closed it in Europe in 2023 it only exists in Latin America. If you want to spend crypto in the UK, the Coinbase Card is the simplest option, with no card fee and no Coinbase ATM fee. The Crypto.com Visa Card pays higher rewards, from 1.5% on the £3.99 a month tier, but the best rates require locking up large amounts of CRO.
If you only want to buy and hold crypto, see our guide to Binance UK alternatives.
FAQ
Can I get a Binance Card in the UK?
No. The Binance Card has never been available in the UK, and Binance doesn’t accept new UK customers.
Which crypto cards work in the UK?
The Coinbase Card and the Crypto.com Visa Card are both available to UK residents in October 2026.
Do I pay tax when I spend crypto with a card?
You may. HMRC treats spending crypto as a disposal, so if the crypto has risen in value since you bought it, the payment can create a gain subject to Capital Gains Tax. Gains above the £3,000 annual exempt amount are taxable.
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