Four Years of MoneyGrower


November 2018 is a special month. It has been four years since I started the Moneygrower site. I wanted to thank all of you who follow my humble site. I didn’t really expect that I will still be going strong for 4 years in a row. I also never expected that this site will become …

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The Benefits of Financial Freedom (FIRE)

The Financial Freedom Retire Early (FIRE) movement seems to be slowly creeping into mainstream media. Just yesterday, there was an article in the Guardian regarding this. Whilst FIRE getting more mainstream attention is good, I don’t think the world is ready for this movement just as yet. To see what I mean, just go and …

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You Shouldn’t Care About The Short-Term Oil Price.

“The oil price is falling, should I sell my BP stocks.” This was a question I received via email from a reader of the site. The reader further went to ask “ Where do you think the oil price is headed? I fear that it is going lower and I should sell my BP shares.” …

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Nichols PLC (NICL) Stock Purchase – Another Beverage Sector Stock

The AIM – Alternative Investment Market – is littered with a lot of bad businesses. Case in point my investment in Accrol. This is due to the rules and regulations being less stringent on the AIM than on the main market thus allowing directors and other insiders to get up to financial mischief. But that …

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Warren Buffet Net Worth By Age

Warren Buffet is the most studied investor on the planet. And for good reason too. He is the most successful investor to ever live. There are countless books and articles written about him. One particular article I came across recently from MarketWatch was fascinated me. It contained information on the wealth of Warren Buffet at …

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October Stock Purchase – BAT SGE FEET NG VOD REL

It seems panic is beginning to set in the market. Stock prices are falling across the board with investors fleeing out of stocks and back into ‘safe assets’ such as gold and cash. The technology stocks have been hardest hit due to their elevated valuations. Earnings have been strong so far this year suggesting that …

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Save 20% On Take-Outs!

I was talking to a friend the other day and I was surprised to learn that he didn’t know this little trick to saving money on food. I always thought this little trick of a money saver was common knowledge but this doesn’t seem to be the case. So today I share with you an …

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Don’t Be Afraid Of Investing At Market Tops

With the recent turbulence in the stock market, I have had a number of readers question whether this is the market top. My attitude is so what. Sure losing money by investing at the top of the market is a horrible feeling. But over the long term, staying invested, even at market highs, has produced …

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Third Quarter 2018 Dividend Income

It’s dividend income update time. One of my favourite times of the quarter as I get to review my previous three months worth of passive income received from my ISA portfolio. Given my strategy of wanting to acquire enough dividends in order to cover my costs and be able to retire, it is really the dividend payouts that I care about. For each of the companies I invest in, I like to see a steady and growing stream of dividend payouts.



My dividends really do provide me with a comfort blanket during times of market turbulence as we have experienced recently. The market can be irrational at times as it seems to gyrate up and down on a whim but dividends add that bit of stability, reliability and predictability to my portfolio. Sure, dividends may not increase every year and a cut or elimination is even possible but the odds are greatly reduced when you diversify among different companies and sectors and focus on dividend quality – free cash flow, EPS and payout ratios.

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As an Entrepreneur You Need To Pay Yourself First

One of the most important important concepts in personal finance is to pay yourself first. Whilst this concept particular resonates with people who are self employed, many self employed people tend to glean over its importance. Self employed entrepreneurs usually find it difficult to get the balance right between withdrawing money from the business and …

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