How to get your credit card late fees back

Late fees on credit cards, everyone hates them! Except for the credit card companies. Credit card companies make a ton of money from late fees every year.

If you get hit with late fees, the best thing to do is negotiate with your credit card company. Simply pick up the phone and call your credit card company and tell them that your furious as you always pay your credit card on time. you can’t believe that they have penalised you. You want the late fee credited back. If they won’t credit it back, you will move your credit card debt to another company. You will find that they will credit you back in almost all cases.

A friend of mine followed the above steps and was able to get up to 5 month of fees credited back to his account. As we all things in life, you just have to ask!