Why Don’t You Buy More Money?

Money problems. We all have it. Money always seems to disappear out of our bank accounts faster than it comes in. We are always short of money and it is strange that when we are in this situation, we don’t ask the most obvious of questions: ‘why don’t we buy more money?’

I know what you are thinking. The thought of buying more money is absurd, crazy and I am completely out of my mind for suggesting this. But truth be told, if you change your mindset about money and understand how it really works, you can achieve the feat of buying more money.

Most people think that money is this weird intangible thing. It simply passes in and out of a bank account. Heck I used to think this way. Any money that came in to my account was simply spent right away. I never considered keeping any of it, or using it to earn more money. I only understood it as something that you received in exchange for working. And the moment I learnt it, it was already spent. So the routine in essence was work, earn and spend. There never seemed to be any money left over at the end of the month. So this got me thinking, like everything else, what if ‘I could buy money?’.

This was in essence the catalysts that changed my mindset regarding money. I realised that money is a tool that can either be spent or saved. If you spent money it would be gone forever but if you saved and invested that money, it would grow over time and you can essentially buy yourself money.

Cash, like a person, is a living thing. When you wake up in the morning and go to work, you are selling a product – yourself (or more specifically, your labor). When you realise that every morning your assets wake up and have the same potential to work as you do, you unlock a powerful key in your life. Each Pound(£) you invest is like an employee.

Over the course of time, the goal is to make your employees work hard, and eventually, they will make enough money to hire more workers (cash). When you have become truly successful, you no longer have to sell your own labor, but can live off of the labor of your assets.

This in essence is why I began to buy dividend paying shares. By investing in dividend paying shares, you can collect a stream of future cash-flows and you have essentially bought yourself more money. For example, lets say you invest £1,000 in Shell Stock (RDSB) and get 60 shares. Every year, Shell pays a dividend and for your 60 shares you got about £75 in 2014, £75 in 2015 and you should get £75 in 2016. You get this money all whilst holding on to your 60 stocks in Shell. By doing this, you have essentially bought yourself more money. You would have £225 (all dividend payments) that you would never have had before. How sweet is that!

And it doesn’t just have to be dividend paying shares. You can invest money in a range of different asset classes from property to bonds to stocks in public or private companies. The point is that you need your cash to move in order to make more money. Once you are able to change your mindset and grasp the concept of using money to buy more money, you will truly be on your way to building long term wealth.

This is what investing basically is, buying more future money with money today. No other thing grows quite like money. If you have a car, it won’t grow another car next year, it will still be one car in a years time. The same goes with clothes, gadgets and the countless other things you waste your money on. Money on the other hand has this unique ability to grow on your behalf. Once you understand how money works, you can deploy it to bring even more money for you. So if you want to buy more money, you know what to do!

10 thoughts on “Why Don’t You Buy More Money?”

  1. The bottom line is that it’s all about accumulating income producing assets rather than just accumulating assets. As you stated, “…buying more future money with money today.” This is what we all do when buying dividend stocks.

  2. I like your concept- Buying money. Great way to state what investing is all about. Certainly the best way to spend our money along with when applicable spending our money on debt elimination. Sadly it is something that many people fail to grasp until too late.

    • Yes, of course you can lose money as nothing in life is guaranteed. But over the long-term , you are more likely to make money from equities (stocks), than you are to lose. Just have a look at the following article: ‘https://moneygrower.co.uk/2016/05/time-in-the-market-is-the-secret-to-being-successful-when-investing/’. The research shows that if you have an investing horizon of 10 years, you are likely to make a profit 95% of the time and you only have a 5% chance of making a loss. Now, I like the odds of that.

      The people who usually make losses on the stock market are the greedy investors. They want to become millionaires overnight and want that ‘one hot stock.’ The stock market was not created for that purpose. It was instead designed to make people money over long periods of time. As long as you buy shares in wonderful companies and are patient, you will make money. Just look at the recent article I wrote which shows that even if a stock falls in price, the dividend received by an investor can still make that stock profitable to hold. ‘https://moneygrower.co.uk/2016/08/should-you-buy-shares-in-an-overvalued-market/’

      • I totally agree 🙂 I’ve been down the road of beeing to greedy!

        I recovered all my losses but it was a rocky path and took some time… It is really important that you know what you are doing, you should be able to read financial statements and you should be aware of the risks…. And you should never get to greedy…. no knock outs and all that “toxic” stuff…

        you should also avoid some business… for instance miners or drillers or telcos…. even now when they are all down… play it save Silver Wheaton was a good investment for example – almost no risk but huge potential…. you dont need many different shares…. 5-6 good ones is all it takes…

        Thats what ppl should be looking for…. Nasdaq, DAX is much to expensive right now…. Maybe K+S but there is much uncertainty and who knows which way pothash prices are going to develop…. all indexes will crush sooner or later! Only then is the time ripe to invest again….

        If you dont have any clue about investing money you can always buy silver coins and a own home…


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