Key Lessons from Secrets of The Millionaire Mind – T.Harv Eker

If you’re looking to get rich, the best place to start is in your head. Napoleon Hill, author of the best seller ‘Think and Grow Rich‘ emphasised that accumulating wealth is more about mentality than anything else.

T. Harv Eker — who not only studied incredibly wealthy people, but worked his way up from nothing to millionaire status — noticed that the difference between wealthy people and average people is mental.  Average people make the same sorts of crippling choices over and over agin that leave them in the same position and not able to get ahead financially.


Stop complaining — out loud and in your head — if you want to be wealthy.

According to. T. Harv Eker, author of Secrets Of The Millionaire Mind, Wealthy people have a strong mentality – they think, act and make choices that are different to the average person. In essence, the wealthy of this world have one daily habit that the average person doesn’t – they don’t complain.

Eker states that  “Complaining is the absolute worst possible thing you could do for your health or your wealth. When you complain, you’re focusing on what is wrong with your life — and what you focus on tends to expand.  Like attracts like. When you are complaining, you are actually attracting ‘crap’ into your life.”

By complaining,  you leave  very little room for growth, particularly financial growth.
A fact often overlooked — or dismissed as elitist — is that your friendships and relationships could also have a major impact on your financial success. Steve Siebold, author of How Rich People Think ,  interviewed over 1,200 wealthy people, and found that what these people have in common is that are deliberate in choosing their friends, and their choices have implications for their success and their net worth.

Read millionaire spending habits V the spending habits of an average person.

Eker in his book makes a similar point about negativity. Separating yourself from other complainers is just as important as resisting the urge to complain personally, he emphasizes: “Negative energy is infectious. Plenty of people, however, love to hang out and listen to complainers. Why? It’s simple: They’re waiting for their turn!”
It’s an easy cycle to fall into, but a costly one.

If you’re in a financial rut, or looking to grow your wealth, stop complaining -in your head and out load –  and help yourself out by surrounding yourself with an upbeat, successful crowd.

It is imperative you choose your thoughts and words wisely!. Constantly remind  yourself that you are creating your life and that at every moment you will be attracting either success or crap into your life. They key is to want more success and less crap!

Stop Playing Small

Elker states that most people chose to settle for the bare minimum— to have enough money to survive — and aren’t willing to take the necessary risks to achieve great success and wealth.

Elker explains that the masses operate from a fear and scarcity-based consciousness. Steve Siebold, agrees with this view and states that most people stay average because they fear that if they lose money they won’t be able to make it back.
You can’t get rich with low expectations. When your intention is to have enough to pay the bills, that’s exactly how much you’ll get — just enough to pay the bills and not a dime more.
While average people are playing not to lose, rich people are playing to winThe goal of truly rich people is to have massive wealth and abundance. Not just some money, but lots of money. Big thinking and big actions lead to having both money and meaning.
Elker and Sielbold state that  playing to win in any aspect of life requires an element of risk taking and a level of comfort with uncertainty, but it could be the difference between living an average life and living a rich life.
Note, however, that neither Eker nor Siebold is giving investing advice. “Playing to win” and choosing to “play big” is a mindset that pays off for many wealthy people and may fit everything from gunning for a major promotion to waking up earlier to plan for it to be more productive.