Tag Archives : Expert Advice

Early Investment Mistakes – Kim Iskyan Edition

We all know that investing is a tried and tested route to wealth creation. But whilst most people think they will will make great investment decisions from the get go, it is far from the truth. In reality, investors tend to make a disproportional amount of mistakes when they just start. This by no means should put you off. Even the greatest of investors like Warren Buffet and Peter Lynch admit to making huge mistakes in the initial phase of there investment careers. Mistakes can be a good thing if you learn the lessons and carry them on board for the rest of your life. One really good piece I […]

Should the UK leave the EU? Do the numbers behind Brexit lie?

Terri Smith is a man I greatly admire. After all, his Fundsmith equity fund (LINK) has given me great returns over the past 2 years and it has been one of the best funds to invest your money in over the last 6 years. He is a man of high moral compass and his business acumen is second to none. So if there is anyone to listen to in this great Brexit debate, it is Terri Smith and not those insipid politicians. At the recent Fundsmith annual general meeting, Terri has his say on the EU referendum and the consequences of Brexit. All in all, he had the following things […]

Use the Chowder Rule to Research and Buy Dividend Growth Stocks

If you are a dividend growth investor, the Chowder rule or Chowder principle is something you should know. The chowder rule is a great way to research dividend paying stocks as it concentrates on Total Return whilst aiming for a Margin of safety. Using this principle, dividend investors can create long-term compounded annual growth rates of over 8% with relatively low downside. In the most basic of terms, the Chowder rule is a rule-based system used to identify dividend growth stocks with strong total return potential by combining dividend yield and dividend growth. The great thing about the Chowder Rule is that it is flexible. It is applied differently to […]

Vouchedfor Review- The website that lets you find financial advisors, solicitors and accountants.

Finding people we trust is a hard job, not just in our everyday life but in our profession lives too. We have heard of too many stories where people put trust in the wrong people and this led to dire consequences. One of the biggest sectors people have trust issues in is in money related matters – honest financial advisors, solicitors and accountants are hard to come by. That is where vouchedfor.co.uk comes in. It is a website that lets you search for trusted financial advisors, mortgage advisors, solicitors and accountants in your area. The great thing about searching for finance professionals on VouchedFor is: Verified Professionals – the website […]

What I learnt in 2015

2015 seems to have flown by. I can’t believe that the year has already ended.It’s been quite a year, even though it feels like it flew by in an instant. Here are some of the things I learn in 2015: Scott Redler (T3 Live): Uber, the world’s largest taxi company, owns no vehicles. Facebook, the world’s most popular media owner, creates no content. Alibaba, the most valuable retailer, has no inventory. And Airbnb, the world’s largest accommodation provider, owns no real estate. Ivan the K (Finance Twitter General Manager): Taylor Swift is a more effective corporate activist than most hedge funds. Morgan Housel (Motley Fool): Finance bloggers continue to put out amazing, thought-provoking […]

45 Life Lessons We Can All Learn from a 90 Year Old

As the saying goes, “with age comes wisdom.” That certainly holds true for Regina Brett, a 90 years old lady from Cleveland Ohio.  She recently gave 45 lessons she has learnt from her long life and these lessons should resonate with you no matter your walk of life. It certainly worth a read. Life Lessons 1. Life isn’t fair, but it’s still good. 2. When in doubt, just take the next small step. 3. Life is too short not to enjoy it. 4. Your job won’t take care of you when you are sick. Your friends and family will. 5. Don’t buy stuff you don’t need.     6. You […]

Key Lessons from Secrets of The Millionaire Mind – T.Harv Eker

If you’re looking to get rich, the best place to start is in your head. Napoleon Hill, author of the best seller ‘Think and Grow Rich‘ emphasised that accumulating wealth is more about mentality than anything else. T. Harv Eker — who not only studied incredibly wealthy people, but worked his way up from nothing to millionaire status — noticed that the difference between wealthy people and average people is mental.  Average people make the same sorts of crippling choices over and over agin that leave them in the same position and not able to get ahead financially.   Stop complaining — out loud and in your head — if […]

Check your financial health with these 5 numbers

Are you trying to check your financial health? It’s not as simple as how much money you have in the bank. You could have thousands of pounds in the bank and still be off-track if you have bad money management skills. To gauge your financial well-being, you need to work through a number of ratios and figures. essentially, they boiled down to these five: 1. Credit Score Credit scores are becoming more important by the day. Credit scores in essence are a gauge of your financial health. Businesses including banks, mobile phone firms, car finance companies etc scrutinise your credit score before deciding whether or not to offer you there […]

Why Traders are losers and long term investing is the key to wealthy – Interview with James Altucher

James Altucher is a successful entrepreneur and financial author having written books that include the forever portfolio, trade like a hedge fund and super cash. His experience and insights into the investing world are invaluable as he has previously ran a hedge fund and tried his hand in every investing strategy out there. Having Below is advice on the market from James Altucher found on thecrux.com website…. 1) Should I Day Trade? Only if you are also willing to take all of your money, rip it into tiny pieces, make cupcakes with one piece of money inside each cupcake and then eat all of the cupcakes. Then you will get […]

Investing in the Tobacco Industry – why regulation will not curb the great investor returns. 8

Investing in the tobacco industry is a topic that divides people. Many people think it is not morally right to invest in the tobacco industry. Whilst this is true, it is difficult to draw the line on morals when making investing decisions. Holding high morals when investing will make you rule out a wide array of industries such as tobacco, alcohol companies, sugar companies, banks, supermarkets (that exploit zero hour contracts), technology companies (that exploit third world workers) and natural resource / commodity companies (who pay their workers paltry sums for working in the mines all day). Having good morals makes it more difficult for you in the investing world. […]