Tag Archives : dividends


Third Quarter 2018 Dividend Income

It’s dividend income update time. One of my favourite times of the quarter as I get to review my previous three months worth of passive income received from my ISA portfolio. Given my strategy of wanting to acquire enough dividends in order to cover my costs and be able to retire, it is really the dividend payouts that I care about. For each of the companies I invest in, I like to see a steady and growing stream of dividend payouts. My dividends really do provide me with a comfort blanket during times of market turbulence as we have experienced recently. The market can be irrational at times as it seems to gyrate up and […]


From Zero to £2500 in dividend income in under 3 years


Back in 2015, I had a passive income earnings stream of £0. The only money that was in my bank account was from my paycheque working 9 – 5. I knew I couldn’t go on like this. I knew I didn’t want to work this job forever. I knew I had to escape the rat race. In order to do so, I had to create a plan. I needed to be an owner of cash generative assets. And that is when I started to create my second source of income via dividend shares. I started saving a large portion of my income every month, and investing it wisely. My savings […]


Imperial Brands (LON:IMB) Pays Me £1 A Day – Power Of Dividend Growth

A few month ago, I wrote that my shares in Royal Dutch Shell (LON:RDSB) pay me an annual dividend income of £367 or £1 a day. I am excited to exclaim that a second portfolio holding of mine has joined the pound a day club, Imperial Brands.  The company, which I have been regularly buying shares in over the last year, announced a 10% hike of its interim dividend from 51.70p to 56.87p. This has brought its total annual dividend to £1.76 a share. As I hold 211 shares in the company, my annual dividend has gone up from £360 to £371 and in the process it has crossed the […]


January February March Dividend Income

The first quarter of 2018 has absolutely flown by. It doesn’t feel that long ago that I was ringing in the new year in style but it’s been three months already. And with the end of the first quarter of 2018, it’s dividend income update time. This is one of my favourite times of the quarter as I get to review my previous three months worth of passive income from my dividend income portfolio. Without repeating the wild ride we experienced in the market last quarter, I could find comfort in one thing, my dividends. As we all know, the market may move up and down irrationally and seemingly on […]


February Stock Purchases – Be Cheerful Of Falling Stock Prices 2

February has seen shares in London listed companies finally experience some volatility and drop a notch. There was a combination of reasons for this; weakness in US shares, the rising value of the pound and the fear that interest rates may be increased faster than expected. This latter point is the most pronounced with the result being that solid defensive companies have seen their share prices drop more than the wider market. As someone still in the wealth accumulation stage of their life, I cherish lower stock prices as it gives me the opportunity to buy the stocks I like on the cheap. The only people who should wish for […]


The Secret Coca Cola Millionaires Of Quincy Florida.

At first glance, the town of Quincy in Florida has nothing special about it. It seems like any other town found across southern America. But dig a little deeper and you will find that Quincy was once the richest town per capita in the United States. This was all thanks to the beverage giant that is Coca Cola. In the midst of the Great Depression of the ’20s and ’30s, a banker named Pat Munroe noticed that even during the depths of the Great Depression, otherwise impoverished people would spend their last nickel to buy a glass of Coca-Cola. At the time, the Coca-Cola company was trading for less than […]


Third Quarter Dividend Income 1

The months of July, August and September have been good to me. The companies I am an owner in have continued to shower me in cash. In total, I received £578 in dividend income over the past quarter. Considering I only received £195 , this increase of £383 shows that I am headed in the right direction in terms of wanting my passive income cover all my expenses. A good chunk of the increase came from me putting more money into the markets but the amount of organic dividend increases from shares in companies I already owned should not be underestimated. Companies like Unilever, Shire and Ag Barr have risen […]


First Quarter Dividend Income

£347. That is the amount I received over the first three months of the year. Considering I only received £120 in the same period last year, I can safely say that my dividend strategy is slowly chugging along and proving to be successful. Yes, part of the increase from £120 to £347 is due to adding more money into my portfolio and buying more stocks. But the other part which is much more satisfying is the fact that the companies I own raised their dividends without any effort from me – more money for doing nothing other than holding shares in wonderful businesses. Sure, I’ll take that. So what does […]


September Dividend Income 4

Another month passes by and another set of dividends have hot my account. Owning shares in companies is really starting to feel wonderful. For September, I have received £236.70 across both my ISA and my high yield dividend portfolio. This is by far the biggest month I have had over my short investing career. I am beginning to love the fact that cash goes straight into my account without me having to do any work or put in any effort besides the initial stock purchase. I could be in in jail but still make money due to having the right collection of cash generating assets. This is the beauty of […]


If you want to buy US listed shares, fill out a W-8BEN form (American stocks for foreign investors) 3

The rise of online platforms over the past decade has been great. From HL, to Youinvest, to interactive investor, these platforms allow individual investors like you and I to buy shares all over the world for a reasonable price. With this easy access to US, European and Asian stocks, many people forget to do research on how the system in these overseas countries works in a different way to ours. One example of this is Dividend Withholding Tax (DWT). If you buy shares in a foreign company, the dividend you receive from that company will be subject to DWT. This means that as a foreign investor, you do not get […]