Category Archives : Uncategorized


What The Election Means For Your Personal Finance And Investments – Conservatives, Labour, LibDems

The election is finally upon us. Truth be told, I can’t wait for the vote to be over. I have had enough of political ramblings, back and fourth verbal assaults by parties and everyone on my social feed thinking they are political experts. The aim of this post is to give a quick rundown of the personal finance changes each party is proposing. Whilst different parties have put forward different proposals, what I will say is no political party is going to change your personal circumstance or your position in life. Only you have the ability to make your life better. It always annoys me when people blame their struggles […]


Don’t Give Up Being An Entrepreneur – The Monk Moment

Many great entrepreneurs have the Monk Moment – a moment when they have lost everything. Monks create this situation intentionally through “Vairagya” when they give up all money and possessions. Many entrepreneurs end up in the same situation unintentionally. smile emoticon Elon Musk lost $180M and was in debt in 2008. Nine years later, he’s worth $14 billion, but he’d be ready to risk it all again. Steve Jobs lost his entire Apple fortune by 1994, betting it on NeXT and Pixar. In 1995 everything turned around, he sold NeXT to Apple, Pixar to Disney and he passed away an icon. Walt Disney mortgaged away his entire fortune in the 1950s […]


Coca Cola (KO) Stock Purchase – Keep It Simple When Investing

Keeping it simple. That’s how investing legend Warren Buffett became one of the world’s richest men. The oracle of Omaha built his fortune by buying businesses that are easy to understand. Today, his stock portfolio contains some of the best businesses in the world like Coca Cola, IBM and American Express. Meanwhile, he famously avoided Internet stocks during the 1990s dot-com bubble because he didn’t understand them. As an investor, you might be afraid of missing out or eager to jump on the latest fad stock. But keeping it simple is how Buffett made his fortune. Over the years, Buffet has made money by investing in the world’s best companies […]


Best Fintech Companies across Europe!

The financial technology scene in Europe is blossoming. Whilst Silicon Valley is still the place to be for any young technology company, Europe is fast catching up as seen by these amazing companies that have spawned across the continent. Anivo (Switzerland) – Anivo is an end-to-end online insurance broker, providing an insurance marketplace and individual advisory for retail customers as well as developing digital insurance propositions together with leading banking-, telco- and retail corporate partners. B-Secur (Northern Ireland) – B-Secur is a Belfast-based biometric security company that has developed a next-generation biometric solution that utilises a person’s unique heartbeat pattern to authenticate users. This has many commercial applications within mobile […]


Valeant (VRX) Stock Purchase – a bad company can make a good investment

Late last evening, I decided to press the buy button and got myself 5 shares of Valeant(NYSE: VRX) at $26 a piece. Purchasing Valeant may seem like a strange choice baring in mind that I consider myself to be a dividend growth investor and Valeant pays no dividends to its shareholders. Furthermore, Valeant has been in free fall over the past 12 month due to accounting malpractices and we all know the adage about never catching a falling knife. Though Valeant may not come across as my ideal stock or may not even appear on my stock screen, I believe that the stock has been battered so much by all […]


45 Life Lessons We Can All Learn from a 90 Year Old

As the saying goes, “with age comes wisdom.” That certainly holds true for Regina Brett, a 90 years old lady from Cleveland Ohio.  She recently gave 45 lessons she has learnt from her long life and these lessons should resonate with you no matter your walk of life. It certainly worth a read. Life Lessons 1. Life isn’t fair, but it’s still good. 2. When in doubt, just take the next small step. 3. Life is too short not to enjoy it. 4. Your job won’t take care of you when you are sick. Your friends and family will. 5. Don’t buy stuff you don’t need.     6. You […]


Key Lessons from Secrets of The Millionaire Mind – T.Harv Eker

If you’re looking to get rich, the best place to start is in your head. Napoleon Hill, author of the best seller ‘Think and Grow Rich‘ emphasised that accumulating wealth is more about mentality than anything else. T. Harv Eker — who not only studied incredibly wealthy people, but worked his way up from nothing to millionaire status — noticed that the difference between wealthy people and average people is mental.  Average people make the same sorts of crippling choices over and over agin that leave them in the same position and not able to get ahead financially.   Stop complaining — out loud and in your head — if […]


The Irony of Having Money

many people say that if they had money they wouldn’t change who they are. Whilst most people say this with the best of intentions, money does actually change people. Sometimes the changes may be small but Man O Man does money change people. Here are just a few ways money changes you. Have a read, have a laugh and enjoy. When without money, a person eats vegetables at home. When the person has money, eats the same vegetables in a fine restaurant. When without money, a person rides their bicycle everywhere. When the person has money rides the same ‘exercise machine’. When without money, a person walks to earn food […]


How to read books more quickly!

Education never stops. Acquiring knowledge is an ongoing process. In your quest for financial literacy, there is an endless supply of books. It is important to choose the rights books. Quality is better than quantity. But quantity is important – whatever book you read, each will teach you one lesson that you did not know before. Each book has one Big Insight or Secret. If you miss that, you miss the book. So how do you go about reading books more quickly? Here are 4 steps to follow: 1. Read the table of contents. This should give you a quick idea about the range and depth of the subject matter. […]