Category Archives : My Journey

This section of the website will aim to depict my journey to Financial Freedom.
Any stocks I buy are not recommendations and you will need to do your own research to ensure that they are right for your own personal circumstance.


valeant

Valeant (VRX) Stock Purchase – a bad company can make a good investment

Late last evening, I decided to press the buy button and got myself 5 shares of Valeant(NYSE: VRX) at $26 a piece. Purchasing Valeant may seem like a strange choice baring in mind that I consider myself to be a dividend growth investor and Valeant pays no dividends to its shareholders. Furthermore, Valeant has been in free fall over the past 12 month due to accounting malpractices and we all know the adage about never catching a falling knife. Though Valeant may not come across as my ideal stock or may not even appear on my stock screen, I believe that the stock has been battered so much by all […]


percentage

How To Make Great Returns Investing Your Money Yourself

Many people I know are afraid of investing their money themselves. They think is is too risky and leave this job to financial advisors and other ‘professionals’. If you are one of these people,don’t feel bad. There are countless people who treat investing the way you do. But this has got to change. You can not let someone else manage your money, plan for your retirement, pick your stocks, take your money and leave you with any losses. And don’t get me started on the fees they charge. This is counterintuitive to any wealth building philosophy. The investment industry wants you to believe that managing your own money is too […]


chobam

Cobham Plc (COB) Stock Purchase – Getting Defensive with a Dividend Champion!

One of the research methods I use to find stocks with great longterm potential is to look at the Dividend Champions UK list. Dividend champions are companies that have paid increasing dividends for 25 or more years. Among the list are company such as Rotork, PZ Cussons and Diageo. Though companies on the UK dividend champion list may not be household names to many, they are excellent cash generative businesses as they have been able to raise their dividends in each of the last 25 years. This means that they were able to increase the dividends paid to shareholders during the most catastrophic of times such as the great recessions, […]


g4s

G4S (GFS) stock purchase – Securing My Portfolio

This past week, I bought shares in the biggest security service company in the world, G4S. Although this behemoth has faced a beleaguered past 12 month, the current share price looks really attractive. At the current share price, I expect G4S to be a really good long term buy and provide returns in excess of 13% a year. Valuation When investing in companies, one of the most important factors that will determine the return you get is the price you initially pay. Apart from solid growth companies like Visa and Starbucks or elite companies like Unilever and Coca Cola, I would argue that you should not buy a stock if […]


portfolio

My 2015/16 ISA Portfolio Returns – Beating The Market! 2

The tax year has come to an end today and with it ends my first year as an active dividend growth investor. Looking at the results over the past year, I am delighted to see that I have done really well and have outperformed the market – My portfolio returned 4.5% for the year whilst the FTSE 100 has returned -8% over this same period. I’m ecstatic that I have outperformed the maker by over 13%. Whilst beating the market is a great feeling, I am more delighted to have began my investing journey this past year. I’ve gone from spending most of the money I earn to investing it […]


Owning the right mix of  dividend stocks will make money constantly flow into your pocket.

March dividends – The weak pound is great for Shell (RDSB) and BP investors 2

March has been a great month for dividend income. I received dividends from two of my biggest holdings, Royal Dutch Shell (RDSB) and BP. Even though I bought these shares with a chunky yield of about 8% each, I was pleasantly surprised that I had received more dividends than I had anticipated due to the weak pound. As a result of the weakening of the Pound (GBP), I have received a total of £121.73 in dividends this month. A weaker Pound (£) against the USD ($) is great for my BP and SHELL (RDSB) stock! Both Shell and BP set their dividends out in dollars ($) each year. This makes […]


tritax

Tritax Big Box Reit (BBOX) share purchase – making money by buying IPO shares at a discount

Tritax Big Box (BBOX), a Real Estate Investment Trust (REIT) which specialises in big warehouses recently had an IPO for issue of shares which I took part in. Normally, I shun these kinds of IPOs /new issuances but in the case of Tritax, it was just screaming buy! One of the reasons is because BBOX is a property company with great prospects which I have followed for a while and as I wanted to get exposure to property in my investment portfolio, this company seemed like the ideal way to go. But an even bigger reason for buying is that Tritax issued shares at 124p (£1.24) at its IPO whilst […]


royalty income

HealthCare Royalty Trust Stock Purchase – Royalty Companies are Wonderful Businesses 2

As a conservative income investor, I am not one to take chances by buying into a newly formed company at IPO. My usual stance is to invest in established blue chip companies that pay a stable and growing dividend. But with the HealthCare Royalty Trust, a unique opportunity has raised and I am keen to put in my application for the IPO deadline of 16 March. The healthcare royalty trust is the the first of its kind to be floated in the UK. The trust aims to raise £200m+ which it will use to invest in patented drugs and thus collect a stable cash-flow from these drugs over the years. […]


exchnage money

Why Don’t You Buy More Money? 4

Money problems. We all have it. Money always seems to disappear out of our bank accounts faster than it comes in. We are always short of money and it is strange that when we are in this situation, we don’t ask the most obvious of questions: ‘why don’t we buy more money?’ I know what you are thinking. The thought of buying more money is absurd, crazy and I am completely out of my mind for suggesting this. But truth be told, if you change your mindset about money and understand how it really works, you can achieve the feat of buying more money. Most people think that money is […]


shell

My BG stocks turns in to Shell (RDSB) – Making Money from Merger Abitrage 6

Royal Dutch Shell’s takeover of BG became official today. As an investor, it has been interesting to not only make money from this takeover but to also see how the takeover unfolded from the initial announcement in April last year. There were many sceptics who touted that the deal will not go through and this created a spread between Shells offer price and BG share price. BG has been trading at a discount for the majority of the time since last October and it this provided a great opportunity for many investors to make money via Merger Arbitrage. I too decided that the upside in buying into BG at a […]