Category Archives : My Journey

This section of the website will aim to depict my journey to Financial Freedom.
Any stocks I buy are not recommendations and you will need to do your own research to ensure that they are right for your own personal circumstance.

December Monthly Stock Purchase – GSK, ULVR, PZC, VOD, CAPITA

December was a month of two halves. The first half so a continuation of the sector rotation seen in November as the market sold off defensive stocks in favour of growth stocks. The second part of December saw the santa rally come to town and it was a case of a rising tide lifts all boats. Most stocks ended December higher even those that got sold off in the first two weeks. Luckily for me, my monthly stock purchase programme occurs in the first half of the month and so I was able to buy shares at decent valuations before they rose. The stocks I purchased in december were PZ […]

Why I Buy Stocks Every Month And Do Not Care What The Market Is Doing 1

I have had a few readers in the past few weeks email me asking why I continue conduct a monthly stock purchase programme with my broker seeing as though markets are terribly high as present. In the post, I will explain why it is prudent for individual investors to ignore market fluctuations and invest money every month. Market Timing Is Impossible Throughout the current bull market and especially in the last few years, many have predicted that the market will come crashing down due to highly elevated and over inflated share prices. But time and time again, the market has proven them wrong. Just look at the past 12 month, […]

December Dividend Income – How to go about building a dividend machine as a beginner 6

If 2016 has taught me anything, it would be that dividends are king. Throughout the volatility, political shocks and market turbulence, one thing has remained certain – great companies that I have shares in have paid me an increasing stream of dividends. Make no mistake, this is no accident. The truly great companies make profits no matter the market environment Take Royal Dutch Shell (RDSB) for instance. It has paid out an ever increasing dividend for over 60 years now. This means that it has not cut its dividends during times of war, political upheavals, recessions, revolutions, oil embargoes, financial crises all that has happened in between. It is a […]

National Grid Share Purchase – The Ultimate Blue Chip Bond Proxy

In the current low interest rate world, investors have had to bend the rule book. Whereas in the years gone by, you could get a safe and stable income via a portfolio of bonds, it is no more the case. Investors have had to turn to stocks (equities) of companies who produce predictable cash flows year after year in order to get their required level of income. They have had to turn to dividends from bond proxies. What are Bond Proxies? Bond Proxies are shares of companies whose cash flows and profits are very consistent – like coupons paid on a bond – and they also pay out a large […]

November Monthly Stock Purchase – United Utilities, Sainsbury, Unilever, PZ Cussons, Smith & Nephew, Centrica

Sector rotation. That is how I would describe the stock market over the course of November. With the election of Trump as president and the threat of inflation around the corner, investors have sold off defensive bond proxy stocks in favour of those with higher growth potential. Sticking with my monthly stock purchase goal (LINK), I bought shares in 6 companies over November. Here is the list of stocks I bought, United Utilities (UU) – The utilities sector was the hardest hit last month as prices of shares went down together with bonds. This provided a great opportunity to get into UU at 914p a share. In total, I bought […]

Purchasing Shares In Great US Companies – Cisco, Exxon Mobil, Intel, Nike and Procter & Gamble.

A couple of weeks ago, my online stock broker was offering free trades for stocks listed on the Dow Jones Index. As a frugal investor who is savvy with costs, I decided to dip my toe into the US market and buy an ownership stake in some of the best companies in the world. Although the Dow Jones has 30 great companies, I only bought shares in Coca Cola, Visa, Cisco, Exxon Mobil, Intel, Nike and Procter & Gamble. I feel that these are the only companies at present in the Dow that are trading at reasonable valuations. In this post, I concentrate on my purchases on the latter five […]

Coca Cola (KO) Stock Purchase – Keep It Simple When Investing

Keeping it simple. That’s how investing legend Warren Buffett became one of the world’s richest men. The oracle of Omaha built his fortune by buying businesses that are easy to understand. Today, his stock portfolio contains some of the best businesses in the world like Coca Cola, IBM and American Express. Meanwhile, he famously avoided Internet stocks during the 1990s dot-com bubble because he didn’t understand them. As an investor, you might be afraid of missing out or eager to jump on the latest fad stock. But keeping it simple is how Buffett made his fortune. Over the years, Buffet has made money by investing in the world’s best companies […]

Whitbread Stock Purchase (LON:WTB) – A Gauge For Global Prosperity

With a collection of hotels, restaurants and coffee chains under it is portfolio, it is easy to see why Whitbread is benefiting from the trend of increasing consumer prosperity. The theory is this, as people get richer, they want to indulge in products offered by the services industry. This means spending more money on travel (hotel accommodation) and eating out. Whitbread has been perfectly placed to capture this megatrend over the past few years and with an international pipeline that is only set to increase, the company is set to reap the rewards of increasing global prosperity. The natural fear for investors when investing in firms that capture the more […]

Vodafone Stock Purchase – Buy Shares In A Company Instead Of The Product

When I was growing up, I was fascinated by technology. I just loved gadgets and always wanted the shiny new thing. As I grew older and technology advanced greatly, my fascination only grew and I was caught up by the hype surrounding mobile phones. I remember that from the age of 17 to 22, I had a new smartphone every year. And we all know how expensive the latest versions of I-phones, Galaxy’s or HTC’s can be. Add the cost of a 12 month contract and all of a sudden having a new phone every year becomes an expensive habit. Whilst getting a new phone is fun and exciting, the […]

A.G. Barr (BAG) Stock Purchase – Are Drinks The New Tobacco?

Over the course of history, tobacco stocks have outperformed all others. British American Tobacco, Imperial Tobacco, Phillip Morris (Altria) and Reynolds America have all consistently produced double digit returns over the past 40 years. $10,000 invested in Altria (MO) over 40 years ago would be worth $2,191,990.07 today. Yes, that’s over $2million for a return of 21,819.90%. This is simply phenomenal and far greater than market returns. One of the big returns for Tobacco’s outperformance over the long-term has been regulation. Why the Sugar tax won’t hurt investors and profits To say the tobacco industry has gone through the mill in terms of regulation over the past few decades is […]