Category Archives : My Journey

This section of the website will aim to depict my journey to Financial Freedom.
Any stocks I buy are not recommendations and you will need to do your own research to ensure that they are right for your own personal circumstance.


nutmeg-mm

Nutmeg Performance Review – 2 year results

Almost two years ago to the day, I started my investing journey by opening up my first ever stocks and shares account with nutmeg. As a novice investor who knew nothing about the stock market, Nutmeg seemed to be the perfect choice. The platform creates professionally managed portfolios based on your risk profile all for the low cost of 0.95% of your assets under management. When I initially joined nutmeg, I was optimistic with expectations of receiving returns of about 7% per annum, the market average. Whilst the fee of 0.95% would certainly eat into my returns, I believed the professionals working at Nutmeg would be able to use Tactical […]


hikma

Hikma Stock Purchase (LON: HIK) – Fast Growth and High ROIC

In a previous post, I mentioned that I have started to purchase stocks on a monthly basis using my brokers regular investment service. The rational behind this was that it is impossible to time the market and though stock prices may be highly inflated now, there is no knowing how long this will last or if this is the new normal. By investing on a regular basis, I will not miss out on any gain in the market. Also, there is always pockets of value to be found and by investing once a month, I force myself to look hard and find businesses that offer value. For my September stock […]


rat race

Invest Money to Buy Your Freedom – Escape the Rat Race!

I know many people working in jobs they hate. They find the work that they do soul-crushing but they have to do it in order to put food on the table and pay their bills. For them, quitting their job is an almost impossible task as by leaving their work, it could take month to find a new job and the chances are extremely low that they will find a job that they like. So many stay at there same job till retirement. If you are in this position, retirement may seem a life time away. So if you are in a soul-crushing job that you absolutely dislike, it should […]


pearson (p)

Monthly Stock Purchase – Pearson Tesco Essentra AG Barr Lamprell SSE 1

The deeper we go into the bull market, the harder it becomes to make large stock purchases. This is something I have come to realise over the past year. Just when I thought the stock market was beginning to correct, all logic went out the window and stock markets in the western world are now close to their all time highs. Brexit was supposed to be the catalyst that led to a stock market crash but the uncertainty it has caused led to central banks like the Bank of England acting in a rushed manner to slash interest rates to new historic lows. This has led the stock market to […]


next

Burberry (BRBY) and Next (NXT) stock purchase – UKs best clothes retailing brands

2016 has so far been a bull year for most asset classes in general. Equities, Bonds, Commodities, Real Estate have all had positive gains for the year so far. And even within these broad based asset classes, individual components like consumer staples, utilities, gold, oil, treasury bills and the like have all benefited from this ‘buy everything’ phenomenon. But on the other hand, many traditional retail stocks have had a torrid time of late. Whether you look across the Atlantic  to the likes of JC Penney (JCP) and Macy’s (M) or within Europe itself, many retail business have seen there share prices fall and remain low. Two businesses that caught my […]


carillion

Carillion (CLLN) Share Purchase – Undervalued and Unloved!

It seems that in all my recent stock purchase posts, I have talked about Brexit and the opportunities it provided to buy shares at discounted prices. So I am going to spare you the details this time and just say that Carillion’s share price dropped so much in the wake of the Brexit vote that it became a screaming buy. I bought my shares at 235p a piece and at this price, the valuation placed on the company was so low and the pessimism surrounding the company was so high that the father of value investing, Benjamin Graham, would be licking his lips. Carillion is one of those companies you […]


britvic

Britvic Stock Purchase – If a company’s products taste good buy the shares

Investing does not need to be hard. Often, the more simple you keep it, the greater the returns you will make. Two of the greatest investors of recent time, Warren Buffet and Peter Lynch have been advocates of investing in products you know, use and love and this has led them to produce outsized returns over the years. Businesses with strong brands and a loyal customer base are highly profitable are churn out huge profits year after year. Just look at companies like Coke, Pepsi, Hersheys, Nestle and Kellogs to name a few. If you invested £1000 in each of these companies in 1991, your money would have a grown […]


legal and general

Legal and general (LGEN) share purchase – Insurance, Asset Management and Alternative Finance

Along with house builders and traditional banks, Insurance companies have felt the full force of the ‘Leave’ vote The biggest firms in the sector, like Aviva, Prudential and Legal & General, have all seen there stock prices tumble in recent weeks. To most, a share price decline is a terrible event, but to me, share price declines are opportunities to buy more shares in the companies I like at discounted prices. Since starting my dividend portfolio over a year ago, I have wanted to diversify my holdings in order to get exposure to some financial services related stocks. Banks to me have always been out of the question as they […]


bt

BT (BT.L) Stock Purchase – A proxy of the British consumer

In a recent post outlining my Astrazeneca share purchase, I mentioned that I had bought shares in BT as well. I bought 272 shares at a stock price of 397. Since then, the BT share price has gyrated bouncing up and down between a stock price of 450 and 350. A movement within such a large range over a short period of time is rare for blue chip stocks and it is fair to say that BT has been volatile in the wake of the Brexit vote. Talking about Brexit, British focussed businesses have faced the biggest brunt in term of decreased valuations. FTSE 250 companies along with Banks, Insurers […]


money bills

June Dividends – Brexit and the Low Pound (£) 2

June has been a great month for dividends. I have received payouts from my ownership of defence, drugs, gold and oil stocks. In total I have received £227.24 in pure passive income. It feels great not to have to work for money. Instead, by investing money into the stock market, I am leveraging the power of big corporations and making the money work for me. The stocks that paid me dividends this month are: Shell (RDSB) : £84.42 Cobham (COB) : £70.16. Whilst this dividend was paid in May, I have included it here for this month. BP : £37.21 GFS (GFS): £33.75 Goldcorp (TSE:G) : £1.70. Hey, they all […]