Category Archives : Invest Money

Articles on how to invest money online


AJ Bell Stock (LON:AJB) – Front Running An IPO

Last week, I applied  for shares in AJ Bell PLC at the Initial Public Offering (IPO). Normally I am averse to IPO’s. Empirical evidence has shown that IPO’s tend to underperform . Insiders who have more knowledge of the firm usually sell out at the top and this is why IPOs in many instances tend to underperform.  But with AJ Bell, I did not have the usual concerns that come with an IPO issue.  This is because the founder Andy Bell decided to keep his stock. Furthermore the IPO was only available to customers of AJ Bell that had an account as of 18 October 2018. And only 26.6% of […]


buildyourstax.com – Free Online Stock Market Simulation Game

I recently came across the website buildyourstax.com which provides a free online stock market simulation game. According to NGPF (the makers of the game), Stax is meant to teach students how to invest using an engaging, fast-paced game in which students will make 20 years of investment decisions in….20 minutes. Players can choose among stocks, bonds and index funds while also learning about the importance of having an emergency fund as “life happens” to them in this simulation. The game takes data from a real 20 year period this is really cool – it let’s you know which 20 year period after the game is finished. This allows you to see […]


Smithson Investment Trust Portfolio Breakdown – Terry Smith Holdings

The most anticipated investment trust launch of 2018 finally happened in the month of October. Investors will be hoping the trust will produce similar stellar returns to that of the main Fundsmith fund (holdings here). Even though Terry Smith won’t be the manager of the fund, the ethos of the Smithoson trust will be similar to the flagship Fundsmith Fund – Buy Quality Companies, Don’t Overpay and Do Nothing. What Individual Stocks are held in the Smithson PLC Portfolio? Smithson, like most investment trusts, only gives its top 10 holdings at any one time. As the trust is new, we currently don’t know the full 29 holdings in the portfolio. […]


You Shouldn’t Care About The Short-Term Oil Price.

“The oil price is falling, should I sell my BP stocks.” This was a question I received via email from a reader of the site. The reader further went to ask “ Where do you think the oil price is headed? I fear that it is going lower and I should sell my BP shares.” My simple answer to this is simple, I don’t care what is happening to the oil price at the moment – even though the price of crude has dropped by about 20%. It might shock you to learn that I am not an avid follower of the oil market even though close to 15% of […]


Warren Buffet Net Worth By Age

Warren Buffet is the most studied investor on the planet. And for good reason too. He is the most successful investor to ever live. There are countless books and articles written about him. One particular article I came across recently from MarketWatch was fascinated me. It contained information on the wealth of Warren Buffet at different ages. Without further ado, here is Warren Buffet’s net worth at different ages Age 14 : $5,000 Age 15 : $6,000 Age 19 : $10,000 Age 21 : $20,000 Age 26 : $140,000 Age 30 : $1,000,000 Age 32 : $1,400,000 Age 33 : $2,400,000 Age 34 : $3,400,000 Age 35 : $7,000,000 Age […]


Don’t Be Afraid Of Investing At Market Tops

With the recent turbulence in the stock market, I have had a number of readers question whether this is the market top. My attitude is so what. Sure losing money by investing at the top of the market is a horrible feeling. But over the long term, staying invested, even at market highs, has produced wonderful returns for investors. Let’s see how investing at a market peak has turned out in reality. John, the world’s worst market timer, started his career in 1970 at the age of 21. He saved £2,000 a year for 3 years before making his first purchase in a plain vanilla S&P 500 index fund in December […]


Making $15 A Second

Amazon is raising its minimum wage for U.S. employees to $15 an hour. This has lead to cheers from employees and critics a like. I think most people would be happy to have a job paying us $15 an hour. But not Warren Buffett. He’s hurdle rate is much higher. When he looks for returns, he wants something closer to $15 a second. To understand how Warren Buffett made $15 a second, we need to delve back in time to 2008. The year 2008 was not a good one for most working in the financial sector. We saw losses, bank runs, liquidity shortages and thousands off layoffs. If there was […]


Anne Scheiber – Secret Buy and Hold Dividend Millionaire

Today’s secret millionaire story comes from the vault. It starts all the way back in 1893, the year our secret buy and hold millionaire Anne Scheiber. Like most other secret stock market millionaires, Scheiber did not come from a family of means. In fact, her early childhood was worse than most. Anne grew up in poverty. Her father died when she was very young. As a result, she was forced to began to work in her teen years. Through sheer determination and graft, she saved some money, put herself through law school and began a career’ at Internal Revenue Service’ – the tax department of USA. Anne excelled at her […]


Phillip Morris (PM) Stock Purchase – The Best Performer Over The Past 100 Years

It’s a well known secret that one of the single best investments you could have made over the past fifty or sixty years was to buy and hold Philip Morris stock (LINK) . Had you invested $1,000 in the late 1960s, and continually reinvested the dividends along the way, then your holding would be worth roughly $7,000,000 + today. The sheer scope of those returns – compounding at a rate of about 20% a year – is unmatched by any other stock in the S&P 500. (Check the stock return calculator here – please note Phillip Morris was part of Altria (MO) before the 2008 spinoff). Credit Suisse published a report in 2015 […]


Phyllis A Stone – Secret Buy & Hold Dividend Millionaire

Phyllis A. Stone was a typical New Yorker. There was nothing special about her. She wore frumpy house dresses, drove a beat-up old Chevy Cavalier, lived modestly in a two-family house and frequented her local church. A friend of hers described her as “an average person and a lovely lady who was not at all ostentatious.” She was ordinary in all sense of the word, except, she had one astonishing secret. That secret would only be reviled upon her death. When Phyllis Stone died at the age of 91 in 2013, the beneficiaries of her will got a shocking surprise. Phyllis Stone was a millionaire. To be specific, Phyllis left […]